Used 2016 Crossroads Z-1 278RR — Alvarado, TX

The 2016 Z-1 278RR is Crossroads's toy hauler on the Toy Hauler floor plan. This one is used and listed at $13,195. At 30 ft 4 in it is a little shorter than most toy haulers (35 ft 7 in). Dry weight is 5,078 lb, well under the 8,704 lb median for the category.

Loaded with water, propane and gear it will sit nearer 6,000 lb, which puts it within reach of a half-ton pickup. Budget for 15–25% of that through the kingpin, and check the payload sticker rather than the tow rating — payload runs out first on half-tons.

With no slide-outs there is less to maintain and one fewer thing to fail on the road. Sleeping capacity is 4, which is on the compact side for the category.

That is a 11% reduction on the $14,849 MSRP — $1,654 off. It also sits well below the $38,249 median for toy haulers in our inventory.

Fitted equipment includes am/fm/cd stereo, ducted ac, microwave and grab handle. It ships from Alvarado, TX door-to-door to any of the 50 states, inspected before it leaves, at one transparent price with no dealer fees.